How to Insure & Maintain an Empty House in Probate in UK?

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  • #13504

    Hi All!

    My grandfather passed this month. It was a piece of tragic news for the entire family and as a single beneficiary of his home, my father is looking to get insurance and a property maintenance service. But we don’t know how to insure an empty house in probate in the UK. We have more confusion because the property is not in my father’s name.

    Also, don’t forget to share London-based property maintenance services that you have already used.

    Your answers would be highly appreciated.


    We are sorry to hear about your loss Lisa. I agree that unoccupied houses need proper protection against accidents, and insurance is necessary in this regard. You need to follow these steps:

    • First of all, you need to send the health certificate of the house owner to the insurance company. Better to perform this task within 30 days of death or before. They can transfer the insurance to your name after having a conversation with you.
    • But in many cases, insurance companies withdraw the insurance coverage after the death of the house owner. Then probably, you will need to find a new insurer, and this source could be beneficial for you.
    • On the other hand, if we talk about the legal processes, then your father will have to satisfy the court that his will is valid (if there is any will), or his attorney can guide him about legal matters in more detail.
    • Similarly, if I address your question regarding the house maintenance service then the only name that comes to my mind is LGC Group London. Whether you want residential maintenance or looking for commercial property remodeling service, these guys are the best. You can acquire their house maintenance services anywhere in London. Hopefully, it will be a good choice for you.
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